A car accident brings your whole day to a halt. Unfortunately, the aftermath of a crash can last longer. It’s critical you receive compensation for car repairs and medical bills, but dealing with insurance is difficult. Following proper procedure is important for protecting your physical and financial well-being.
Featured below are a few steps every driver should take after finding themselves in a collision.
- Report the crash. Stop and call the police. In the heat of the moment, people might forget to dial 911. You want to make sure a police report is filed for insurance reasons. After reporting the crash, immediately check to see if anyone is injured.
- Get medical treatment. Even if no one looks hurt, it’s smart to have a paramedic check for injuries. You should seek medical treatment right away if you or anyone else is hurt. Waiting could make matters worse, especially if there is a possibility of broken bones or internal bleeding.
- Document the scene. After everyone has received medical attention, it’s time to document the accident. Take pictures of the cars involved. It’s also helpful to take pictures of your surroundings, such as trees, lane markings and traffic signs. Write down notes about the weather condition that day and other details. There could be many contributors to a crash, so you want to be thorough.
- Exchange information. Be sure to gather information from the other driver. You will want their name, address, phone number, license plate number and the name of their insurance company. Additionally, it would be beneficial to grab contact information from anyone who witnessed the accident.
- Talk to a lawyer. Before speaking with your insurance company, consider talking to a lawyer. Your insurance company wants to make money. They are not concerned about covering all the damages. An experienced lawyer will help you obtain a higher compensation. You are dealing with enough things after an accident. Your time is better spent healing rather than fighting with an insurance company.
- Continue medical treatment. Gaps in medical treatment could harm your personal injury claim. Stopping medical treatment prematurely will make your claim look inconsistent. The insurance company might question if you are truly injured and need compensation. You should continue to collect doctor’s reports and medical bills, while attending your recommended appointments.